Turbulent Times for Health and Welfare Benefits: COVID-19, Mental Health Parity, State Laws, and More
It used to just be ERISA. And then came COBRA. And HIPAA. And a whole lot more after that, including some state and local rules that ERISA might have been thought to preempt. Such is the increasingly complicated regulatory regime applicable to health and welfare benefits that you blink and the whole landscape seems to have changed. Add an unprecedented pandemic, and you end up with turbulent times indeed.