Fresh Start, Not False Start: How New Bankruptcy Student Loan Programs are Tackling Student Loan Debt

Level: Intermediate
Runtime: 65 minutes
Recorded Date: January 23, 2020
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        • Overview of Student Loan Debt 
        • Bankruptcy Court Programs
        • Discharges and Forgiveness Options
        • Chapter 13
                - Special Provisions
                - Chapter 13 Duties
        • In Re Rosenberg (2020)

Runtime: 1 hour, 5 minutes
Recorded: January 23, 2020


This webinar will discuss how new Bankruptcy Student Loan Management Programs are helping debtors solve their student loan issues. The webinar will cover the issues affecting debtors and their student loans as well as the solutions and tools the courts are implementing.

This program was recorded on January 23rd, 2020.

Provided By

American Bankruptcy Institute


Igor Roitburg

Chief Operating Officer
Default Mitigation Management

Igor Roitburg is the COO at Default Mitigation Management, LLC.

Christie D. Arkovich

Principal Attorney
Christie D. Arkovich, P.A.

Ms. Arkovich has been a Florida attorney for more than 25 years. In addition to Law Review, Christie has gained practical experience during an internship with the Hillsborough County State Attorney’s Office and a clerkship with the Florida Bar. Thereafter, she worked in commercial litigation for three years for private law firms until she started her own practice in 1995.

Ms. Arkovich is a member of the National Association of Consumer Bankruptcy Attorneys, the National Association of Consumer Advocates, the American Bankruptcy Institute, and the Tampa Bay Bankruptcy Bar Association.

Ms. Arkovich is a frequent speaker at various consumer-oriented continuing legal education seminars for other attorneys before the American Bankruptcy Institute and the Tampa Bay Bankruptcy Bar Association (the “TBBBA”). She also writes a quarterly column for the TBBBA, Student Loan Sidebar, about recent student loan-related laws, regulations, and developments nationwide.

Ms. Arkovich received her JD, Cum Laude from the Stetson University College of Law.

Tammy Branson

Senior Paralegal
Branson Law, PLLC

Tammy Branson is a Senior Paralegal at Branson Law, PLLC for over 21 years in Orlando. She has been a Certified Bankruptcy Assistant since 1995. She is a member of the Central Florida Bankruptcy Law Association and the Association of Bankruptcy Judicial Assistants. In 2010, she participated in the working group to assist in the implementation of the Residential Mortgage Modification Program in the Middle District of Florida, Orlando Division. She has assisted debtors in over 300 mortgage modifications. 

Robert B. Branson

Branson Law, PLLC

Robert B. Branson is an attorney who has focused on consumer and small business bankruptcy rights for over thirty years in the Orlando area. He served proudly in the United States Army from 1978 to 1983. He is a member of the Central Florida Bankruptcy Law Association, former member of the Middle District of Florida’s Steering Committee and former Chair of the Orange County Bankruptcy Bar Committee.

Since 1990 he has been a mediator in the U.S. Bankruptcy Court, Middle District of Florida, Orlando Division, and became a Florida Circuit Mediator in 2014. In 2010, he participated in the working group to assist in the implementation of the Residential Mortgage Modification Program in the Middle District of Florida, Orlando Division. He has spoken at the NCBJ, NACTT, ABI National and Southeastern Conferences, National Loss Mitigation Summit, and the Statewide Mortgage Modification Mediation Florida Summit.

As a mediator he has performed countless adversary and sanction mediations and over 800 residential mortgage mediations. As Debtor Counsel he has completed nearly 400 mortgage modifications since the program’s inception. He is a leader in the area of mortgage modification mediation through bankruptcy; he has been teaching attorneys and their staff from Florida and other states around the country to understand the various Federal mortgage modification programs and how to effectively obtain these modifications through Residential Mortgage Modification Mediation since 2011.

Throughout his career he has been proud to provide pro bono legal services to those in need. His firm has frequently interceded on behalf of pro se debtors at the request of the Bench and Chapter 13 Trustee’s Office. His firm assisted with the formation of the Middle District of Florida, Orlando Division Pro Se Clinic and in 2013 provided the most hours of any law firm with over 100 hours provided by the firm’s three attorneys.

Mr. Branson received his JD from the University of Florida College of Law.

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