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Basic Insurance for Real Estate - and How to Require it in Your Documents

Level: Advanced
Runtime: 98 minutes
Recorded Date: April 12, 2017
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  • Types of Insurance
  • Liability Insurance
  • Contractual Liability
  • The Additional Insured
  • Additional Landlord & Owner Drafting Issues
  • Property Insurance
  • What is covered? What is excluded?
  • Basic/Broad/Special Forms of Property Policies
  • Risk Management
  • Proof of Insurance
Runtime: 1 hour and 38 minutes
Recorded: April 12, 2017


The panelists will explain the basic types of insurance for real estate and the insurance provisions that should be included in leases, mortgages, and other real estate contracts.

This program was recorded on April 12th, 2017.

Provided By

American Bar Association
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Scott P. Pence

Carlton Fields

Scott P. Pence is a Shareholder in the Tampa office of Carlton Fields where he is a member of both the Real Estate and Finance Practice Group and the Construction Practice Group. Mr. Pence is Board Certified in Construction Law by The Florida Bar and his practice focuses primarily on representing developers, owners, contractors, subcontractors and design professionals in the preparation, negotiation, modification and administration of all types of contracts and forms related to construction and development transactions.

Mr. Pence’s practice also includes reviewing and advising clients with respect to insurance and risk management issues. He is a member of the Florida Bar, Real Property, Probate & Trust Law Section where he serves as the chair of the Construction Law Committee and co-chair of the Insurance & Surety Committee. Mr. Pence is also a member of ABA Forum on Construction Law and the ABA RPTE Section where he serves as the vice-chair of the Property, Casualty, and Other Non-Title Insurance Committee of the Commercial Real Estate Transactions Group. Mr. Pence is the editor-in-chief of the quarterly newsletter, “Insurance Matters!” He is AV Rated by Martindale-Hubbell and has been selected for inclusion in Florida Super Lawyers Rising Stars, 2013-2015.

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Marie Antoinette Moore

Sher Garner Cahill Richter Klein & Hilbert, LLC.

Marie is a Partner at Sher Garner Cahill Richter Klein & Hilbert, LLC. She then served as a law clerk to the Honorable Robert S. Vance of the U.S. Court of Appeals for the 5th Circuit. Ms. Moore is a licensed member of the Louisiana and Alabama State Bars. Ms. Moore is a Fellow in the American College of Real Estate Lawyers and is a past chair of the Louisiana District Council of the Urban Land Institute, and was the inaugural president of New Orleans CREW. She is also on the council of the American Bar Association’s Real Property Trust & Estate Section, and is a past chair of the Leasing Group and the Corporate Sponsorship Committee. She practices in the areas of commercial leasing and real estate, construction, lending and general commercial transactions. She served as a member of the Louisiana State Law Institute's Committee for the Revision of the Louisiana Civil Code Articles on Lease. Ms. Moore is the co-founder and the inaugural President of New Orleans CREW. She frequently speaks at the ICSC Law Conference, Louisiana and Alabama CLE, ABA Real Property Trust & Estate Spring Symposia, and other seminars on the topics of lease, indemnity, insurance and other real estate matters. Ms. Moore has been named one of Louisiana’s Best Lawyers in the areas of real estate law, real and personal property leasing, commercial leasing and business law.

Marie received her B.A. degree from the University of Alabama in 1975 and her J.D. degree from the University of Alabama in 1978, where she was a member of Order of the Coif and associate editor of the Alabama Law Review. 

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Alan M. Di Sciullo

Adjunct Professor
New York University Schack Institute of Real Estate

Alan Di Sciullo, Esq. is the retired Director of Global Real Estate for Shearman & Sterling LLP. In that capacity, he directed the firm’s worldwide real estate portfolio. He has been a Senior Vice President with a major global banking organization working on its corporate real estate merger and acquisitions activities and was of counsel with a New Jersey law firm. Mr. Di Sciullo served the largest portion of his career with Morgan Stanley as First Vice President and Senior Counsel responsible for real estate transactions and related litigation, such as the largest leases at the original World Trade Center totaling over 1.2 million sf, claims and relocations following the 1993 and 9/11 attacks on the Towers, development of the 600,000 sf Discover Card Headquarters in Riverwoods, Il., and over 200,000 sf for Dean Witter Trust’s headquarters in Harborside Plaza, Jersey City, NJ.

Mr. Di Sciullo has been active in civic and professional activities. He was a member of President Reagan’s Private Sector Survey on Cost Control (the Grace Committee) and was elected a fellow of the American College of Real Estates Lawyers (ACREL) in 2003. He has served as an Executive, Council and Planning member of the American Bar Association’s Real Property Trust & Estate (RPTE) and has been a long-serving chair of the Office Leasing Committee and various other lease-related committees. He also served as President of the New York chapter of the International Association of Corporate Real Estate Executives (NACORE), director on that organization’s international board of directors, and president-elect of its educational affiliate, the Institute of Corporate Real Estate, and an advisory member on the New York chapter of its successor organization, CoreNet Global. He received numerous leadership and planning awards as the chair of the West Windsor Planning Board between 1993 and 1997. He was a director on the New Jersey Planning Officials board from 1996 to 2014, and he is currently an advisory directory for the Georgetown University Wall Street Alliance.

Mr. Di Sciullo is a co-author of a 2500-page treatise Negotiating and Drafting Office Leases (Law Journal Seminars-Press 1995), now in its 25th year of publication. He is an adjunct Professor at NYU Schack, where he was honored in 2017 for 25 years of service to the University and has received Outstanding Teaching and Services awards. He has also received several Outstanding Faculty awards from CoreNet Global’s MCR program.

Mr. Di Sciullo graduated cum laude in Government and Economics from Georgetown University. He holds J.D. from the Georgetown University Law Center and an M.B.A. in finance from New York University. He is listed as a Super Lawyer (2008) and in Who’s Who in America and the World and in companion publications for American Lawyers, Finance and Emerging Leaders. He has been a frequent author and speaker on commercial real estate issues.

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